Member Loyalty Discount Rewards

Being a member at Cobalt has its advantages.

As a valued member of Cobalt Credit Union, we want to show our appreciation by offering you a 0.25% APR* discount on several of our loan products! Loans that qualify for a discount include:

  • Auto Loans*
  • Boat Loans*
  • Personal Loans**
  • Motorcycle Loans*
  • Recreational Vehicle Loans*
  • Home Equity Line of Credit***

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Take advantage of our discount rate! Apply online, over video banking, in person at any Cobalt Credit Union branch location.

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*Member Loyalty Loan Rate Discount of 0.25% APR while maintaining direct deposit to a Cobalt checking or savings account. Loyalty discount is only available on new money loans. Cobalt Credit Union refinances do not qualify for the loyalty discount. Indirect loans are not eligible for the loyalty discount. See a representative for full details.

**Member loyalty Discount of 0.25% APR requires maintaining direct deposit to a Cobalt checking or savings account. Loyalty discount is only available on new money loans. Existing personal loans must refinance with a minimum of $1,000 added to the loan in order to qualify for the loyalty discount. 

***Member Loyalty Discount of 0.25% APR requires maintaining direct deposit to a Cobalt checking or savings account. Loyalty discount is only available on new money loans. Existing home equity lines of credit must refinance with a minimum of $10,000 added to the loan in order to qualify for the loyalty discount. Contact a Cobalt Credit Union representative for complete offer details.