We have a long history of helping entrepreneurs, small businesses and other local institutions thrive. We'll guide you through all of our business banking services to find the best solution for your current needs and future goals.
Learn about these business banking services:
ACH/Payroll Services | Merchant Processing Solutions | Funds Recovery Service | Mobile Banking
ACH/Payroll Services
Gone are the days of writing checks. Send or receive payments quickly and securely whenever and wherever you are. Our ACH and payroll services are a convenient solution for recurring or one-time payments such as:
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Employee payroll via direct deposit
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Vendor invoices
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Collecting payments from customers
Paychex, our preferred partner for payroll services also provides workers' compensation insurance and tax payment services. To learn more about Paychex and their services click here.
Merchant Processing Solutions
With our preferred payment processor, Elavon, we have payment solutions that evolve with your business needs. Whether you’re in healthcare, retail or food and beverage, Elavon has tailored payment solutions to support the way you do business. Their advanced security measures ensure the safety of your customers’ sensitive data is always top of mind. With 24/7 customer support, Elavon is there for you when you need it.
Funds Recovery Service
With our funds recovery service, there’s no need to worry about chasing down a bad check. This free service eliminates the inconvenience, allowing you to focus on more important business matters.
Online and Mobile Banking
Stay up-to-date on all of your business account activity and manage your banking needs from your desktop or mobile device. Additionally, our online bill pay allows you to take the hassle out of paying bills. Login to our online banking portal or download the mobile app below to get started.
Free Educational Resources
Learn more to grow more. Check out the following collections of articles and tools to help you make the most of your business funds.
Starting A Business Managing Your Business Growing Your Business
Meet an Expert
Steve Johnson
As Cobalt's VP of Business Banking & Treasury Services, Steve is responsible for business development and works with business owners, assisting you in utilizing the full array of Cobalt's business banking services, including depository solutions, payment and cash flow tools, online and mobile banking and lending solution tools.
Steve has several years of banking and business lending experience, and he has over 20 years of experience working with small businesses. Steve understands the challenges business owners face and works to eliminate barriers to improve your bottom line.
Alex Garcia
Alex is a bilingual – Spanish and English – Business Banker with over six years of customer service expertise, including nearly two years specializing in personal and business banking with a focus on loans. A graduate of Bellevue East High School, Alex also holds a Business Professional Certificate and is completing his Business Administration degree, with an additional certification in Entrepreneurship from Metropolitan Community College.
As a Business Banker, Alex manages an extensive portfolio of business members, helping them grow and streamline their financial needs.
