Protect your assets — affordably.


We go above and beyond for our members, including offering a host of extra insurance options to make sure you, your family and your assets are protected.

Life, Disability & Long Term Care Insurance

Provide you and your family peace of mind by getting the financial protection that best suits your lifestyle.

Life insurance can provide family members with financial protection and help pay for expenses, such as living expenses. funeral, medical bills and property taxes in case of death, and can help protect your family's lifestyle.

Long-term care insurance protects your future, your retirement and your quality of life, or that of someone close to you, from the effects long-term care on your finances.

Disability insurance protects your most valuable asset - not your home, car or retirement account, but your ability to make a living. 
Disability insurance pays a portion of your income if you cannot work for a prolonged period due to illness or injury.


Contact LPL Financial Advisor Beverly Hobbs at 402-829-6345 to learn more about what Cobalt Credit Union Wealth Management can do for you.


Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Cobalt Credit Union and Cobalt Wealth Management are not registered broker/dealers and are not affiliated with LPL Financial. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: NE, IA.

Not NCUA Insured | Not Credit Union Guaranteed | May Lose Value

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Accidental Death & Dismemberment Insurance (AD&D)

Cobalt Credit Union has paid in full for members to receive $1,000 of insurance through Minnesota Life Insurance Company. This means that if you have a fatal accident, your beneficiary will receive a $1,000 cash benefit.

Members also have the right to use this form to add up to $300,000 more of this coverage regardless of your health at a low cost.

If you have any questions please call 1-877-607-4376.

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Mechanical Breakdown Protection

As a member of Cobalt Credit Union, you have the ability to protect your vehicle against costly repairs by purchasing Mechanical Breakdown Protection. There are various levels of plans that offer you protection against mechanical breakdowns on new and pre-owned vehicles.

If you are interested in purchasing Mechanical Breakdown Protection, have questions on a claim, or would like more information, please contact us.

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Guaranteed Asset Protection (GAP)

Protect yourself with Guaranteed Asset Protection (GAP). Most insurance policies only cover the value of your vehicle - something that rapidly declines the first few years of ownership. GAP protection covers the amount of your loan or lease balance that insurance doesn't cover if something were to happen to your vehicle.

If you are interested in purchasing a GAP policy, have questions on a claim, or would like more information, please contact us.

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Travelers Auto & Home Insurance Program

You could save hundreds of dollars a year with Travelers Insurance because you are a Cobalt Credit Union member.

In fact, those who report saving money when they switch to this program, save an average of $604* a year on car insurance and $398* on home insurance.

You can switch your insurance at any time and may be entitled to a refund from your current carrier of any unearned premium. Call 1-800-842-5936 now and you'll speak directly with a licensed insurance representative who can help you find the insurance that's right for you and the discounts you deserve.

*Average savings is based on new auto and home policyholders countrywide who reported savings to Travelers through the Affinity marketing channel in 2019. Individual savings may vary. Savings not guaranteed.
Insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183. In CA: Insurance is underwritten by Travelers Commercial Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority #6519, or Travelers Property Casualty Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority #6521. In CA: Boat insurance is underwritten by The Standard Fire Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority #3545, State of Domicile: Connecticut. In TX: Auto insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers company. Coverages, discounts, special program rates or savings, billing options, and other features are subject to availability and individual eligibility. Not all features available in all areas. In FL: Homeowners insurance is not currently offered for new business. © 2020 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.

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