Personal Visa Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you1!


credit card account login

All of our cards have essential features you can enjoy:
  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!


*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

1Subject to approval.

Already a cardholder?

Access this site to manage your account, set alerts, make payments, and more!

Online Credit Card Account Login

Credit Card Resources


Get a clear picture of your repayment:

Credit Card Payoff Calculator


Our Cobalt Business Visa® offers flexibility for business owners with low rates and contactless cards with EMV chip security. Our Business Visa® also features Visa Secure, which is an additional protection for online transactions

Business Credit Cards

Credit Scoring

Credit scoring isn’t as mysterious as it seems. We can explain the rhyme and reason behind the process, including why having a good score matters and how you can increase your numbers.


Have questions about Cobalt Credit Union? Drop us a line.
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