Join the Winning Team!

#StayTrueBankBlue

Welcome to Cobalt Credit Union — designed to empower your financial future. With innovative digital tools, extensive access to local branches and nationwide ATMs, and personalized support at your fingertips, Cobalt makes managing your money seamless and stress-free.

From free credit score monitoring to instant balance snapshots and effortless account management, everything you need is just a click away. Ready to elevate your banking experience? Click the "How to Join" button below and join an award-winning team built for your success.

How to Join

 

Live Chat, Text, and Video Banking

Connect with a live service agent anywhere in the world via Live Chat, Text, or Video Banking. Each option is convenient, secure, and user-friendly for assistance with account inquiries, new accounts, loans, and more!

SavvyMoney

Staying on top of your credit has never been easier! Access your credit score, full credit report, credit monitoring, financial tips, and more - all without impacting your credit score.

📱💻 Discover Cobalt Digital Banking

Experience secure, convenient, and accessible financial management with Cobalt Digital Banking.

What Makes Cobalt Digital Banking Better than the Rest?

  • Monitor Your Credit: Access powerful tools with our credit score platform, SavvyMoney - free to Cobalt members.
  • All Accounts in One Place: Connect all your accounts for a complete financial overview.
  • Bank Smarter: Transfer funds, pay bills, deposit checks, and manage external accounts with ease.
  • Personalized Support: Chat, text, or video call with a team member directly from our app.
  • Manage Your Cards: Set real-time alerts, control spending, and manage your cards effortlessly.
  • Quick Applications: Open accounts or apply for loans in just a few clicks.
  • Instant Balance Checks: Use our Snapshot feature to view balances instantly.
     

app store    google play

Designed to simplify your banking experience, our platform puts you in full control of your finances anytime, anywhere.

🏦🏧 Explore Our Branches and ATM Network

With 29 branches and 30,000 surcharge-free ATMs, access to Cobalt Credit Union is always within reach. Whether you're managing your accounts, applying for a loan, or seeking financial guidance, we make it simple to discover solutions tailored just for you.

🌐 ITMs

Cobalt Credit Union Interactive Teller Machines (ITM) provide face-to-face assistance from a knowledgeable Cobalt Credit Union representative using secure and private live video technology. All the convenience of an ATM, with the personal service and banking opportunities of having a live teller.

 

On an ITM you can:

  • Make deposits and withdrawals

  • Cash checks

  • Transfer funds

  • Make loan payments and payoffs

  • Receive balance information

  • Address Changes

 

Open extended hours for your convenience:

Monday-Friday: 8:00am - 6:00pm
Saturday: 9:00am - 3:00pm
Sunday: 11:00am - 3:00pm

 

 

💵 A Checking Experience that Puts You First

Our checking accounts offer simple, convenient, and flexible solutions for your financial needs. With all Cobalt checking accounts, you'll enjoy no monthly maintenance fees and access to your account 24/7.

🩺 Cobalt Professionals Program

The Cobalt Professionals Program1 for medical and dental professionals is developed to recognize the individual aspects of those entering the medical field and to identify the prospect for increasing income as they advance in their profession.

  • Expanded underwriting criteria for student loan debt
  • Limited down payment
  • Lender Paid and Borrower Paid Mortgage Insurance options available

Eligible professions include: medical resident, medical doctor, optometrist, chiropractor, dentist, dental surgeon, and pharmacist.

1An applicant must have, or open prior to closing, a checking or savings account with Cobalt Credit Union. Applicants with an existing account with Cobalt prior to application, also satisfy this requirement. Eligible medical professionals include: (1) medical doctors who are actively practicing, (MD, DDS, DMD, OD, DPM, DO), (2) medical fellows and residents who are currently employed, in residency/fellowship, or (3) for salaried employees only: medical students and medical doctors who are about to begin their new employment/residency for fellowship within 90 days of closing. Those employed in research aor as a professor are not eligible. For qualified borrowers with excellent credit. PITIA (Principle, Interest, Taxes, Insurance, Assessments) reserves 4-6 months are required, depending on loan amount.

❤️ Love My Credit Union Rewards

As a Cobalt Credit Union member, you can take advantage of the Love My Credit Union Rewards Program, offering exclusive discounts on tax preparation services and more.

  • TurboTax: Save up to 20% on federal products when filing online.*
  • H&R Block: New clients receive $25 off in-office tax preparation services, while returning clients enjoy a $10 discount.**
     

2TurboTax Offer: Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2024. Discount applies to TurboTax federal products only. Actual prices are determined at the time of print or e-file and are subject to change without notice. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.

3H&R Block Offer: H&R Block Offer: void if sold, purchased, or transferred and where prohibited. No cash value valid at participating U.S. offices only A new client is an individual who did not use H&R Block or Block Advisors office services to prepare their 2023 tax return. Discount valid only with or for preparation of an original 2024 personal Income tax return. Coupon must be presented prior to completion of initial tax interview. Discount may not be combined with any other offer or promotion. Expires October 15, 2025. OBTP# 13696-BR ®2024 HRB Tax Group, Inc. All tax situations are different. Not everyone gets a refund. See hrblock.com/guarantees for complete details.

💬 Connect with us on Social Media

IG    FB    LI    TT

Our Team is Here to Support You

Click on the blue text bubble icon in the bottom right-hand corner labeled "Connect with Us" to start a conversation with our support team, or click "Start Video Call" below to connect with us via Video Banking. You can also call us at 402.292.8000 during operating hours. We're ready to help!
 

Start Video Call

 

Back to Top