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We have exciting news to share with you! Cobalt Credit Union now offers lending services tailored to our members with ITINs (Individual Taxpayer Identification Number).*
Whether it's getting behind the wheel of a new car or purchasing your dream home, we're here to help you achieve your goals with our competitive rates and exceptional service on auto and mortgage loans.*
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Documents You'll Need
Please gather the following documents before beginning the ITIN loan application process:
- Current ITIN Document*
- Current pay statement
- Current passport or consulate ID
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Auto and Other Vehicle Loans
We offer low-cost financing for new and used cars, in addition to RV, motorcycles and boats.* You rely on us to deliver a smart car buying experience.
Visit our AutoSmart to take the first step in helping yourself to find a better deal on your next vehicle purchase.
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Mortgage Loans
Buying a new home or improving your existing home? We can help with competitively priced loans and financing options that will fit within your budget.*
*All loans are subject to credit approval and underwriting requirements. Credit reports will be pulled using the member’s ITIN for all borrowers.
AUTO LOANS: Proof of full coverage insurance required prior to loan closing with Cobalt Credit Union as the lienholder.
MORTGAGE LOANS: An ITIN letter from the IRS must be provided along with two years of tax returns. See a representive for full details.