We go above and beyond for our members, including offering extra insurance options to ensure you, your family and your assets are protected.
Learn about the benefits of these types of insurance:
Accidental Death & Dismemberment Insurance (AD&D)
TruStage™ Term Life Insurance | TruStage™ Whole Life Insurance | Mechanical Breakdown Protection | Guaranteed Asset Protection (GAP) | Travelers Auto & Home Insurance
Accidental Death & Dismemberment Insurance (AD&D)
Cobalt Credit Union has paid in full for members to receive $1,000 of insurance through Minnesota Life Insurance Company. This means that if you have a fatal accident, your beneficiary will receive a $1,000 cash benefit.
Members also have the right to use this form to add up to $300,000 more of this coverage regardless of your health at a low cost.
If you have any questions please call 1-877-607-4376.
TruStage™ Term Life Insurance
TruStage™ Term Life Insurance could help protect your family from the loss of your income if you were no longer here. It pays income tax-free money they could use for mortgage payments, debts, unpaid bills or for any reason.*
And now, it’s available entirely online. Apply in about 10 minutes,* and you could get coverage today:
- 100% online
- Just a few health questions
- No medical exam or tests
- Instant decision (up to $100,000)
- Income-tax-free money for your beneficiaries
Cross “apply for Life Insurance” off your to-do list today.
TruStage™ Whole Life Insurance
TruStage™ Whole Life Insurance is permanent coverage that never decreases, with a rate that is locked in for life. Your coverage cannot be cancelled as long as you’re approved and continue to make your payments.**
After you’re gone, this policy typically pays an income tax-free cash benefit that your family could use for any reason they need, such as funeral expenses, mortgage payments or unpaid debts.
Start with a monthly payment that is designed to fit your budget and get options online or over the phone:
- Just a few questions
- No medical exam
- Instant quotes based on your budget
Mechanical Breakdown Protection
As a member of Cobalt Credit Union, you have the ability to protect your vehicle against costly repairs by purchasing Mechanical Breakdown Protection. There are various levels of plans that offer you protection against mechanical breakdowns on new and pre-owned vehicles.
If you are interested in purchasing Mechanical Breakdown Protection, have questions on a claim, or would like more information, please contact us.
Guaranteed Asset Protection (GAP)
Protect yourself with Guaranteed Asset Protection (GAP). Most insurance policies only cover the value of your vehicle - something that rapidly declines the first few years of ownership. GAP protection covers the amount of your loan or lease balance that insurance doesn't cover if something were to happen to your vehicle.
If you are interested in purchasing a GAP policy, have questions on a claim, or would like more information, please contact us.
Travelers Auto & Home Insurance Program
With the Travelers Auto and Home Insurance Program for Cobalt Credit Union members you could save hundreds* and get access to these great benefits:
- Cobalt Credit Union member discount on quality coverage for car, homeowners, condo, and renters insurance
- You could qualify for additional money-saving discounts like multi-policy, hybrid/electric car, or good student to name a few
- Free, no-obligation quotes from licensed insurance representatives by phone or online
- Easy payment options, including electronic funds transfer (EFT)
- 24/7 claim reporting and customer service
Even if you recently renewed your policy, you can still get a free no obligation quote. You can switch at any time and could be entitled to a refund of your unused premium.
Get A Quote or call 1.888.709.4224 for a quote over the phone.
*Average auto savings is based on new auto policyholders and average home savings is based on new home policyholders countrywide who reported savings to the Travelers Call Center in 2021. Individual savings may vary. Savings are not guaranteed. Coverages, discounts, special program rates or savings, billing options, and other features are subject to availability and individual eligibility. Not all features available in all areas. Other terms, conditions or exclusions may apply. In FL: Homeowners insurance is not currently offered for new business. Insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183. In TX: Automobile insurance is offered through Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company. Home insurance is underwritten by Travelers Personal Insurance Company. In CA: Automobile Insurance is underwritten by Travelers Commercial Insurance Company, Certificate of Authority #6519, State of Domicile: CT; or Travelers Property Casualty Insurance Company, Certificate of Authority #6521, State of Domicile: CT. Homeowners Insurance is underwritten by The Standard Fire Insurance Company, Certificate of Authority #3545, State of Domicile: CT. In WA: Automobile Insurance is underwritten by The Standard Fire Insurance Company. Homeowners Insurance is underwritten by Travelers Personal Insurance Company. All underwriting companies in CA and WA listed above are located at One Tower Square, Hartford, CT 06183. © 2023 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.
