Proud to Support Scare Away Cancer
As a community-focused credit union, we're honored to support Scare Away Cancer and the incredible work being done for local families. We're equally passionate about helping local businesses succeed.
Whether you're building, growing, or planning for the future, Cobalt offers business solutions designed to help your business thrive.
Business Banking That Builds Stronger Communities
When local businesses thrive, our communities grow stronger.
Behind every local business is a vision for the future. At Cobalt, we believe supporting those businesses means investing in the future of our entire community. Our business banking solutions are designed to help you manage your finances, pursue new opportunities, and build a strong foundation for what comes next. Because when your business grows, our community grows with you.
Your business cash has a job, too. Earn more on your funds while keeping your money accessible when you need it.
Earn a competitive rate balances $20,000 while keeping your business funds accessible.
More ways to make your business cash work harder.
- No minimum balance requirement to get started.
- No monthly service fee, so more of your money stays working for you.
- Earn 3.00% APY on your entire balance while keeping your funds accessible.
- Boost your earnings by maintaining $20,000 or more.
APY = Annual Percentage Yield. Rates are subject to change. Additional terms and conditions may apply.
Let’s Make Business Banking Easier
Your business deserves a financial partner who understands that your time matters. Whether you’re looking for a better place to keep your business cash, an easier way to manage payroll, or solutions to help you get paid, Cobalt is here to help.
Spend less time managing payments and more time running your business. Cobalt offers solutions to help you pay employees, work with vendors, get paid by customers, and recover returned checks.
ACH & Payroll Services
Gone are the days of writing checks and chasing down payments.
Send or receive payments quickly and securely, whether you’re paying your team, paying vendors, or collecting from customers.
ACH services can help with:
- Employee payroll through direct deposit
- Vendor invoices
- Recurring payments
- One-time payments
- Collecting payments from customers
When you need payroll support, Paychex, our preferred payroll partner, offers payroll services along with workers’ compensation insurance and tax payment services.
Merchant Processing Solutions
Your customers want to pay their way. Your payment processing should keep up.
Through our preferred payment processor, Elavon, you can access payment solutions designed to grow with your business.
Whether you’re in construction, healthcare, retail, food and beverage, or another industry, Elavon offers solutions tailored to the way you do business.
With advanced security measures and 24/7 customer support, you can spend less time worrying about payments and more time focusing on your customers.
Funds Recovery Service
When a check bounces, the last thing you need is another task on your list.
Our free Funds Recovery Service helps eliminate the hassle of chasing down returned checks, giving you one less thing to manage.
It’s a simple way to protect your time and keep your focus where it belongs: on your business.
Let’s Build a Stronger Future for Your Business
Running a business comes with big decisions. You don’t have to make them alone. Connect with a Cobalt business banking expert to talk through your goals, explore the right financial solutions, and find ways to help your business grow.
VP, Business Banking
Business Banker
