Prime Online Savings Account

Grow Your Savings
Enjoy a competitive rate that moves with the market, without locking your money away.

 

Open an account

Grow your savings with a competitive rate that moves with the market.
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Earn 2.65% APY* with only a $1,000 minimum balance*

Build your savings faster without a high balance requirement—start earning a competitive return as soon as you reach $1,000.

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Rate tracks the Wall Street Journal Prime Rate for real-time earning potential

Your earnings adjust automatically with changes in the Prime Rate, giving you the opportunity to benefit from market movement.

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Open your account online in just a few minutes

Enjoy a quick, secure digital application so you can start saving from the comfort of home—no branch visit needed.

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A smart, flexible way to make your money work harder

Keep your funds accessible while earning a strong rate, giving you both liquidity and the potential for steady growth.

 

Open an account

*Annual Percentage Yield. This Account is subject to a Variable Rate. Rate current as of 03/24/2026 and subject to change. In order to earn the disclosed APY, You must: (i) maintain an average daily balance at least equal to $1000; (ii) enroll in digital banking with eStatements; and (iii) open the account online. The Dividend Rate and Annual Percentage Yield shown is based on the Wall Street Journal (WSJ) Prime Rate minus 4.10% with a minimum floor rate of 0.30%. Account balances below $1000 will not earn an APY and will be assessed a $10 monthly service fee. Maximum of six withdrawals allowed per month. Should the WSJ Prime Rate change, this Dividend Rate and Annual Percentage Yield will be adjusted the following business day. Dividends are calculated on the daily balance and paid monthly. If you fail to meet the eligibility requirements, you will earn 0.00% APY. Fees may reduce earnings.