How to Become a Member

What you need to know about joining Cobalt Credit Union

At Cobalt Credit Union, we are all about putting our members first. We don't work for stockholders; we work for you! As a member-owned institution, our main priority is to deliver the best services and benefits that cater to your unique needs.

As a credit union, we are able to offer our members higher dividends, lower interest rates, and fewer fees. It's easy to become a member, too! Learn more about our membership requirements, or click "Become a Member" to apply now.

Become A Member

How to join Cobalt Credit Union

Open a Cobalt Credit Union Share Savings account with a minimum initial deposit of only $5 to establish yourself as a credit union member. Once you are a member, you can sign up for one of our checking accounts and apply for a credit card or loan.

Check Rates     Become A Member


To learn more about the difference between banks and credit unions, visit our blog.


Veterans Benefit Banking Program 

 Veterans Benefit Banking Program

At Cobalt Credit Union, we are proud to participate in the Veterans Benefits Banking Program (VBBP), which helps eligible Veterans and their families make informed decisions when it comes to selecting the right financial institution and services for their needs.

As a participating credit union, we are dedicated to supporting our Nation’s Veterans by offering appropriate financial services to help them achieve greater financial independence, resiliency, and literacy.

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Have questions about Cobalt Credit Union? Drop us a line.
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