Cobalt Express Cash

Fast funds when life won’t wait.

Life happens—and when it does, Cobalt Express Cash is here to help. Whether it’s unexpected car repairs, home expenses, bills, or groceries, this small-dollar loan is designed to give you quick access to the cash you need, without the stress of a credit check.

Apply today and get the support you need, when you need it.

Apply Now

Key Details:

  • Borrow between $500 – $2,000*
  • No credit score required
  • Direct deposit required
  • One-time $20 application fee
  • Must be a Cobalt member for at least 6 months
  • Apply in Online Banking or the Cobalt Mobile App
  • If approved, funds are typically deposited within minutes!

How to apply:

  1. Log into online or mobile banking
  2. Navigate to the "Apply" menu option and select "Cobalt Express Cash"
  3. Follow the remaining prompts to complete your application.

Questions? Please don't hesitate to contact our member service or video banking team through our live chat feature, Coby!

 

*Members may only have one Cobalt Express Cash Loan at a time.