Digital Investing Made Simple with Cobalt
Start investing in your future, right from your Cobalt online or mobile banking platform.
Grow your wealth with a modern investing experience
Our digital investing solution, powered by Eko, brings intuitive, low-barrier investing tools into your trusted Cobalt digital dashboard, no separate app, no extra login.
Get started with as little as $10
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Invest quickly and easily from your Cobalt digital account
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Smart professionally-managed portfolios or self-directed options
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All within your existing mobile banking experience
Building wealth doesn’t have to be complicated. Whether you’re new to investing or experienced, Cobalt Digital Investing gives you flexibility and control — all built into your Cobalt mobile app or digital banking experience.
Seamless Experience
- No new app to download
- One login, use your Cobalt credentials
- Move money easily and securely between accounts
Accessible & Affordable
- Start with as little as $10
- No account creation outside Cobalt Digital
- Choose smart pre-built or hybrid portfolios tailored to your goals
Step 1: Log into Cobalt Digital
Access the digital investing feature from your online dashboard or mobile app under 'Financial Planning' dropdown menu.
Step 2: Tell Us Your Goals
Answer a few simple questions to help personalize your investment approach.
Step 3: Start Investing
Choose from pre-built portfolios, hybrid portfolios, or go self-directed and pick your own assets.
Manage your investments with confidence, from buying fractional shares and ETFs to tracking performance over time.
Investment Options
Choose the approach that fits you
- Pre-Made Portfolios: Diversified and ready to go
- Hybrid Portfolios: Personalized portfolios with room to customize
- Self-Directed Investing: Full control to build your own portfolio
All investment options are accessible directly within Cobalt Digital.
Highlights
- Low Minimum – Invest with as little as $10
- No Extra App Needed – Everything is inside Cobalt Digital
- Flexible Portfolios – From beginner to experienced investors
- Secure & Integrated – Covered by your trusted Cobalt digital banking experience
Important Details
- Not NCUA Insured: Investments are not NCUA insured, not bank deposits, not guaranteed and may lose value.
- Third Party Platform: Digital investing is offered through Eko Investments and integrated into Cobalt digital banking.
- Securities Risks: All investing involves risks, including the possible loss of principal.
Learn more about investment risks and disclosures.
Customer Benefits
Empower Your Financial Future
- Track and manage your investments alongside your checking, savings, and other Cobalt accounts
- Set up recurring investments
- Rebalance portfolios over time
- Easy money movement between accounts
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Frequently Asked Questions
- How do I start?
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Log into Cobalt Digital banking and tap the “Cobalt Blue Investment” option under the "Financial Planning" drop down menu to begin.
- What’s the minimum investment?
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Get started with just $10.
- Can I choose my own investments?
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Yes! Choose self-directed or hybrid portfolio options.
- Is investing advice provided?
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This platform helps tailor portfolios but does not provide personalized investment advice.
Investment advisory services provided by Eko Investments Inc. (“Eko”), an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. Securities and brokerage services are offered by Alpaca Securities LLC (“Alpaca Securities”), an SEC-registered broker-dealer and member of FINRA/SIPC. Eko and Alpaca Securities are not affiliates of Cobalt Credit Union (“Credit Union”). Cash and securities held in your investment account are (1) not insured by the NCUA or other government agency, (2) not bank deposits or obligations, and (3) are not guaranteed and may lose value. Past performance is not indicative of future results and is in no way a guarantee of any outcome. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Information about Eko and its registration status is available on the SEC’s Investment Adviser Public Disclosure (IAPD). Please visit eko.investments/legal for applicable terms, conditions, and other important disclosures.
