Earn up to $1,200 with a new business checking account.*
Open November 10, 2026 – December 31, 2026. Use promo code BUSINESS
How to earn your business checking bonus.
Open a new account
Open a new eligible account using promo code BUSINESS.
Maintain your balance
Your average daily balance during days 31-90 determines your bonus.
Receive your bonus
Receive your bonus within 30 days after meeting all requirements.*
See what your business could earn
| Average daily balance during days 31-90 | Your Bonus |
|---|---|
| $2,500 – $9,999.99 | $400 |
| $10,000 – $24,999.99 | $750 |
| $25,000 or more | $1,200 |
Your account must remain open and in good standing through the date your bonus is paid.
Find the right checking account for your business
Added protection. Three months free.**
Try Positive Pay, our check and ACH Fraud protection tool. Call 402.292.8000 to enroll.
Protecting your business from fraud is an important part of managing your finances. Positive Pay adds an extra layer of protection to your Cobalt business checking account, helping you identify potentially fraudulent checks and ACH transactions.
With Positive Pay, checks presented for payment are verified against the information you’ve provided. If a check can’t be verified, it may be declined, helping keep unauthorized transactions from clearing your account. It’s another way to stay in control of your business finances and bank with greater confidence.
VP, Business Banking
Business Banker
Ready to get started?
Open by December 31, 2026.
Use promo code BUSINESS.
*Business Checking Bonus Offer: Offer valid November 10, 2026-December 31, 2026, for qualifying new Cobalt Credit Union business checking accounts opened using promo code BUSINESS. Bonus amount is determined by the account’s average daily balance during days 31–90 after account opening: earn a $400 bonus with an average daily balance of $2,500–$9,999.99; a $750 bonus with an average daily balance of $10,000–$24,999.99; or a $1,200 bonus with an average daily balance of $25,000 or more. Only one bonus will be paid per qualifying account. The account must remain open and in good standing through the date the bonus is paid. Bonus will be paid within 30 days after all qualification requirements are met. Bonuses are considered miscellaneous income and may be reportable to the IRS on Form 1099-INT. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer. Cobalt Credit Union reserves the right to modify, extend, or discontinue this offer at any time. Other restrictions may apply.
**Positive Pay Promotional Offer: New qualifying business checking accounts opened during the promotional period may receive three months of Positive Pay service at no net monthly service cost through promotional credits. Positive Pay enrollment is not automatic and must be established with a Cobalt Credit Union Business Banking Representative by January 31, 2027 by calling 402-292-8000 . The applicable Positive Pay monthly service fee will be charged to the account each month, and an offsetting promotional credit will be applied for each of the first three months of service. After the three-month promotional period, the regular monthly Positive Pay fee will continue to be charged until the account holder cancels the service. Current Positive Pay Check/ACH pricing is $50 per month. Fees and service terms are subject to change. Contact a Business Banking Representative for details at 402-292-8000.
