Loans

Flexible terms, competitive interest rates and low closing costs are available for the purchase or refinance of owner and non-owner occupied commercial buildings, residential investment properties and agricultural land. Cobalt Credit Union offers a maximum amortization of 30 years and loan to value up to 80%.

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We offer construction loans for most commercial property types as well as the permanent term financing once construction is complete. Funds are disbursed throughout the construction or remodel process and repayment is based on a competitive interest rate. Learn more.

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Draw funds at your convenience for working capital, purchasing inventory and materials, financing receivables, overdraft coverage or other short term needs to improve daily cash flow. Flexible repayment options are available and are based on the outstanding balance of the line of credit, or LOC.

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Finance new and used vehicles under your business at a Cobalt Credit Union branch or right at the dealership. We offer terms that will fit your budget and will finance up to 100% of the purchase price to qualified borrowers.

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Cobalt Credit Union provides fixed rate term loans for the purchase or refinance of new and used equipment. Whether you're looking for manufacturing, construction, agricultural, or office equipment, Cobalt Credit Union can help your business obtain the assets to succeed.

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