Establish your Cobalt Credit Union membership with our Share Savings account, then put your money to work with one of our Business Money Market accounts - which allow the convenience of writing checks while still earning dividends.
Learn about our business savings accounts:
Business Prime Money Market | Share Savings
For more information or to apply:
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Business Prime Money Market
Maximize your earnings while keeping your funds accessible with our Business Prime Money Market account. Enjoy no minimum balance requirement and no monthly service fees, all while earning a competitive, guaranteed rate on your entire balance. Boost your earnings further by maintaining $20,000 or more and at least one $500/month ACH deposit.
- $20,000 or more in account balances
- At least one ACH deposit of $500/month (non-cumulative) or more into an account associated with your EIN/TIN.
Share Savings Account
The Share Savings account establishes your Cobalt Credit Union Membership. It represents ownership of the credit union and gives you full member benefits.
Disclosure:
*Annual Percentage Yield. APY is accurate as of 4/30/2025. This account is subject to a variable rate. For the current dividend rate and corresponding APY (Annual Percentage Yield), refer to Cobalt Credit Union's website or branch. In order to earn the disclosed APY, you must: (i) maintain an average daily balance at least equal to $20,000; and (ii) have at least one ACH deposit of $500 (non-cumulative) or more into an account associated with your EIN/TIN each month. The Dividend Rate and Annual Percentage shown is based on the Wall Street Journal (WSJ) Prime Rate minus 5.00% with a 0.30% floor rate. Should the WSJ Prime Rate change, the Dividend Rate and the Annual Percentage Yield will be adjusted the following business day. If you fail to meet the eligibility requirements, you will earn 1.10% APY*. Fees may reduce earnings.
