Lock in a 3.85% APY* with a 6‑Month CD
Park your savings somewhere smarter for six months — earn 3.85% APY* with secure, federally insured funds.
A Simple Way to Grow Your Savings
A certificate of deposit is an easy way to earn more without taking on risk. With our 6-Month CD, your 3.85% APY* is locked in, your funds are federally insured, and you can open an account with as little as $1,000. Plus it’s all easy to track in Digital Banking!
It’s a great option if you’re saving for something coming up soon, holding funds while you plan your next move, or just looking for a safe place to earn a strong yield for the next six months.
Built Around Your Digital Banking Experience
Your CD is part of your full Cobalt experience. Once it’s open, you can track your balance, view maturity details, and manage your account right inside Digital Banking, all alongside tools designed to make your financial life easier.
- 💵 Cashback+ rewards for everyday banking activities
- 📈 SavvyMoney Instant Access to monitor your credit score
- 💬 Live Chat, Text & Video Banking when you need help
- 🪙 Cobalt Blue Investments available right in Digital Banking
Ready to Take the Next Step?
A CD is a great way to grow savings safely. When you’re ready to try something new, Cobalt Blue Investments makes it easy to get started right inside Digital Banking. You can begin investing with as little as $10, choose smart pre‑built portfolios, or explore options that match your goals and comfort level. No extra apps. No complicated setup.
.png)
Start Investing with as Little as $10
Your financial future begins with Cobalt.**
Why Members Choose Cobalt
We focus on competitive rates, convenient digital tools, and real support when you need it. From Cashback+ rewards to our re‑imagined Digital Banking platform, we’re here to make managing your money simpler.
Ready to lock in your rate?
Open your 6‑Month CD today.
*Annual Percentage Yield. Rate current as of 2/25/26. For the purposes of this disclosure, this is a rate and APY that was offered within the most recent 7 calendar days. The Dividend Rate(s) and Annual Percentage Yield(s) shown herein are current as of the effective date. For more current rates, please call (402) 292-8000. Fees may reduce earnings on the account. A penalty may be imposed for early withdrawal
**Investment advisory services provided by Eko Investments Inc. (“Eko”), an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. Securities and brokerage services are offered by Alpaca Securities LLC (“Alpaca Securities”), an SEC-registered broker-dealer and member of FINRA/SIPC. Eko and Alpaca Securities are not affiliates of Cobalt Credit Union (“Credit Union”). Cash and securities held in your investment account are (1) not insured by the NCUA or other government agency, (2) not bank deposits or obligations, and (3) are not guaranteed and may lose value. Past performance is not indicative of future results and is in no way a guarantee of any outcome. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Information about Eko and its registration status is available on the SEC’s Investment Adviser Public Disclosure (IAPD). Please visit eko.investments/legal for applicable terms, conditions, and other important disclosures.
