Refer a Friend

Cobalt Credit Union Referral Program


Refer your friends and family to Cobalt Credit Union and you'll both get $50!

Start A Referral

It’s easy - sign up, refer your friends and get paid! 

• Sign up - create your account and login at 
• Refer friends - use the referral center to recommend Cobalt to friends and family and track progress 
• Earn rewards - once your referral meets the qualifications, you’ll each receive $50*

Earn Cash Rewards by referring your friends and family through Cobalt's credit union referral program

*To earn $50 cash via direct deposit, the Referred Person must register by following the link provided in the referral email, text or social media post, open a new COBALT CREDIT UNION personal checking account within 90 days after receiving the email, text or social media post offer through the official means of the program, keep the new account open and in good standing for at least 60 days, AND fulfill the following requirements within 60 days after account opening: 

• Sign up for Direct Deposit with at least one net reoccurring payroll or government benefit deposited AND
• Enroll to receive e-statements

Processing and delivery of the Reward may take an additional 4-6 weeks after all conditions have been met. The Referred Person acknowledges that a Reward will be issued to the Referrer after all conditions have been met in the timeframes provided. The Reward will be direct deposited into the appropriate account. Cobalt Credit Union employees and their immediate families are not eligible for this program. This offer is not valid with any other promotional offer. The gift will be reported to the IRS as dividends earned. Other restrictions may apply.**

See for complete terms and conditions of the credit union referral program.

**Checking accounts annual percentage yield: Value 0.00% APY. Value Plus up to 0.05% APY with a minimum average daily balance of $500. High Yield Plus 1.75% APY on balances up to $10,000 if account-specific qualifications are met, and 0.05% on dollar amounts above $10,000 or account-specific qualifications are not met. The minimum opening balance to open any checking account and obtain the bonus is $25. Fees may reduce earnings.